Date: 23 May 2018
The Website is not intended for use or directed to any person in any jurisdiction where (by reason of that person´s nationality, residence or otherwise) the publication or availability of the Website or the services is or may be prohibited.
We reserve the right to change these Terms and/or to modify, discontinue, disable or terminate the access (or any part or feature thereof) to our Website at any time, without prior notice.
If we make changes to these Terms we will post an updated version on our Website. Your continued use of Website following the posting of such updated version constitutes your acceptance of any changes to these Terms.
In order to get access to our services you should register a user account (“User Account”) with us.
We may, in our sole discretion, refuse to allow you to establish a User Account with us or limit the number of accounts that you may establish and maintain, at any time. Further, we hold a right and full discretion to provide different user statuses for the Users, which result in different user rights.
You may delete your User Account any time you wish. However, deleting the User Account or limiting the usage of your profile may limit or prevent us from providing the services you have asked for.
Investment opportunities available on the Website may not be appropriate for all visitors of the Website or in all geographical areas. Your investment objectives and financial situation were not taken into account in the preparation of this Website. You must make your own independent decisions regarding any investment decision. Information about the investment opportunities on our Website is not considered a recommendation for you to enter into a particular transaction nor a representation that any financial instrument is appropriate for you.
You hereby grant us a non-exclusive, transferable, royalty-free, worldwide license to use any information, photos, text, audio, video, or other data that is covered by intellectual property, you have uploaded to our Website. The text, graphics, photos, audio, video, and all software included by Fundy on the Website, is owned or licensed by Fundy and/or its licensors, unless indicated otherwise. The content on the Website may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without our prior written consent, except to the extent permitted by applicable laws and regulations.
Fundy or graphics used on our Website to identify Fundy are registered trademarks of Fundy. The display of these trademarks does not imply that a license of any kind has been granted to you. Any downloading, re-transmission, other copying or modifications or use of the trademarks and other information contained in the Website may be a violation of applicable trademark and copyright laws.
You may not use the Website and services provided by us in a manner that: (i) copies or stores any significant portion of the content, (ii) “crawls,” “scrapes,” or “spiders” any page, data, or portion of or relating to our service or content (through use of manual or automated means), (iii) harvests or otherwise collects information about users, including email addresses, without their consent.
You may not post false, inaccurate, misleading, defamatory, or libellous content on our Website or through/on our services or commercialise any our services, application, or any information or software associated with them. Further, you may not use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell or otherwise exploit for any purpose any content of the webpage not owned by you in a way that violates someone else’s (including ours) rights.
You may only post content that you own, have created, or that you have clear permission to publish. You acknowledge and agree that Fundy does not endorse any user content and is not responsible or liable for any such content, even though it may be unlawful, harassing, libellous, privacy-invading, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable, or may infringe upon the intellectual property or other rights of another.
You acknowledge that we have no obligation to pre-screen any user content. However, we do have the right (but not an obligation) in our sole discretion to refuse, edit, move, or remove any user content, that is submitted on or through our website, without any prior notice.
Any use of the services contrary to the mission and purpose of Fundy is strictly prohibited and is considered as being in violation of these Terms.
Further, it is prohibited to:
All information on the Website and the services provided through Platform are provided on “as is” and “as available” basis and without any representation of warranty. Fundy does not have control over information provided or published by third parties and it cannot ensure that its analytics, statements are correct, nor can we pre-screen such information. Therefore, Fundy takes no responsibility for the accuracy, reliability or correctness of information included in the services or materials it provides.
You are solely responsible for the content you upload, post, email, transmit, or otherwise make available on or through our services or Website.
We do not accept liability for the content of any referenced or linked off-site page and are not liable for that content. The risk of injury rests entirely with you. Links from the Website or Platform to other sites do not constitute an endorsement from Fundy. These links are provided as an information service only. It is your responsibility to evaluate the content and usefulness of information obtained from other sites. You should direct any concerns regarding any external link to the respective site administrator or webmaster. If you choose to follow one of these links, the policies of that outside site take effect until you return to our Website.
These Terms are subject to the legislation and jurisdiction of Estonia. If you are a consumer, you may also resort to the mandatory provisions of the law enforced state of your residence.
If any provision of these Terms is held to be invalid, void due to contradicting law or for any reason unenforceable, such provisions shall be struck out and shall not affect the validity and enforceability of the remaining provisions.
Best efforts shall be used to resolve any dispute, controversy or claim arising out of or relating to this Agreement, including breach, termination or invalidity, in amicable negotiations. In case the dispute cannot be solved and you are a legal entity or a private person operating in your economic or professional activities, or a person who after commencing the use of the Website or Platform has settled in a foreign state or whose place of business, residence or location at the time of filing an action is unknown, the competent institution for settling the dispute shall be Harju County Court.
If you have any questions regarding these Terms, you are welcome to contact us by e-mail at firstname.lastname@example.org.
In case of your activities on our website, including acting as a user after registering a user account with us, the personal data controller (i.e. the organisation that is collecting your personal data) is Fundy Markets AS. When entering into an agreement with a Service Provider named below, your personal data will be jointly controlled by the Service Provider and Fundy Markets AS. Your personal data may be processed by one or more of the Fundy Group companies.
Douglas Houghton House,
231 Vauxhall Bridge Road,
London, SW1V 1AD,
Company no. 10992526
Information Commissioner’s Office (ICO), www.ico.co.uk
1 North Bridge Road
#08-08 High Street Centre
Company no. 201810046G
Personal Data Protection Commission, www.pdpc.gov.sg
Rotermanni 12, 3rd floor
Company no. 12917885
Estonian Data Protection Inspectorate, www.aki.ee
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). Generally, we do not rely on consent as a legal basis for processing your personal data, except in jurisdictions where consent is explicitly required. Unless not recognised under the applicable local data protection laws of the country where your personal data is being processed, examples of the lawful basis on which we rely include: where the processing is necessary for us to perform a contract we have with you and providing services to you, compliance with a legal or regulatory obligation, or in accordance with the protection of our legitimate interests. In countries where consent is explicitly required, including Singapore, we will obtain consent to process personal data in compliance with such local law requirements.
When you visit our website, we collect the IP address of the device you use to connect to the internet. In addition, we may gather other information such as the type and version of browser you are using, the type of operating system you have, and which website you came from or advertisement you viewed or clicked on. This information helps us provide an online experience that matches your device and to manage our online advertising as well as manage our risks.
We may also collect information about how a visitor uses our website. This information is not personally identifiable and will only be used to find out how our services and website are used. This information may include how much time is spent on our website, which other websites visitors came from, and which other websites visitors go to. The collection of this information allows us to prepare for traffic-load demands and to deliver relevant information efficiently.
If we combine non-personal information with personal data, the combined information will be treated as Personal Data for as long as it remains combined.
When contacting us and providing your name and email address, we might retain this information to provide a better user experience for you should you contact us again in future.
On registering a User Account, we obtain your name and e-mail address and other information when identifying yourself through third parties (e.g. LinkedIn). When submitting an investor or fundraising application on our website, we may request and collect the following information:
You can update your profile in the account settings at any time.
We do not collect any special categories of personal data about you.
We will use your personal data only where it is lawful to do so.
We will/may collect, use, disclose and/or otherwise process your personal data for any one or more of the following purposes:
(collectively referred to as the “Purposes”).
You hereby acknowledge, agree and consent for us to disclose your personal data to other parties, located within the EEA, Singapore or outside these countries, who collect, use, disclose and/or process your personal data for one or more of the above Purposes. Such third parties include:
Most of our service providers are considered data processors (also known as data intermediaries in some jurisdictions). In certain cases, our service providers may be considered data controllers or organisations processing such personal data not as data intermediaries. These service providers are for example our attorneys, auditors, insurers, banking partners and accountants who perform certain activities on behalf of us but are subject to data processing rules as independent controllers. Some of these third-party service providers may be located outside the country where you accessed this website.
We require all third-party service providers to maintain appropriate technical and organisational measures to meet the requirements of applicable law and protects your rights.
If personal data is transferred or disclosed to another data controller or a data processor within the Fundy Group, the same rules are applied.
Though we make every effort to preserve your privacy, we may need to disclose your personal data when required by law and when we have a good-faith belief that this is necessary to comply with judicial proceedings, a court order or legal process that we receive or are involved in. We may also disclose your personal data to relevant authorities and regulators.
Fundy is a global business and personal data may be transferred within the Fundy Group and across borders. It may be transferred to countries that have different levels of data protection laws when compared to the country from where you submitted your personal data.
If we transfer your personal data from the EEA or Singapore to a jurisdiction outside these countries/regions, or from a non-EEA or non-Singapore jurisdiction to another jurisdiction, it is done so only subject to appropriate safeguards as set out by applicable law, giving the required protection to your personal data under applicable data protection laws.
We may contact you occasionally to provide you information about our new products and services and we will do so in compliance with applicable local data protection law. When sending you direct communication in the form of email or otherwise, we may use software that is able to see whether or not you have received, opened and/or clicked on the contents of these messages.
If you no longer wish to receive any marketing or promotional communications, you may always opt out in the communications preference section of your User Account, send us an e-mail or click an unsubscribe link in the e-mail sent to you. If you are having difficulties unsubscribing, please contact us at email@example.com.
Information about you as a natural or legal person may already be registered on our website before having any relationship with us. Such information is obtained by Fundy from public sources or entered by persons visiting our website. We collect such information only for the purposes of providing data services. Fundy accepts no liability for public information or information provided by third persons. If you find incorrect information or would like us to delete information, we hold about you on our website, please contact us at firstname.lastname@example.org.
We may make use of browser "cookies." Cookies are small pieces of information that are stored by your browser on your computer's hard drive when you visit our Website. They allow us to see if you have logged in, checked your status as a subscriber or user, and facilitate access to your preferences. In the course of providing advertisements to this website, third-party advertisers may place or recognise a unique cookie on your browser.
Cookies can be deleted from your hard drive if you wish. Most web browsers automatically accept cookies, but you can change your browser settings to prevent that. Certain parts of our website will not function properly if usage of cookies is blocked. Fundy is not liable for any loss of functionality or quality of the website if usage of cookies is blocked.
We may also use tracking software to monitor customer traffic patterns and website usage to help us develop the design and layout of the website, and also to keep you informed of our activities.
You have the right to:
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it. You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing, where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
Please send all requests to: email@example.com. We may need to request specific information from you to help us confirm your identity and ensure your right to exercise any of your legal rights. This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
Note that where other local law is applicable, we will provide rights of access to your personal data in accordance with such rights which may include levying a fee for your exercise of such rights or restricting access to your personal data.
As part of the services we provide, we may include links allowing you to access third-party websites. We do not control these third-party websites and are not responsible for the content that appears on those sites and we do not endorse them. When you leave our website, we encourage you to reach the privacy policies of every website you visit to understand how they use your personal data.
Fundy takes the security of your personal data seriously. We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. We limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable supervisory authority of a breach where we are legally required to do so.
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Your personal data will be stored at least for the period of validity of your account. We may store your personal data for longer periods if such obligation arises from applicable law (including Taxation, Anti-Money Laundering and Counter-Terrorist Financing legislation in jurisdictions we operate), or to the extent permitted by applicable law when storing your personal data is in our legitimate interest (including, but not limited to being necessary for us to protect our rights in case of a dispute arising from a contract with user).
You have a right to make a complaint at any time to your country’s data protection authority. We would, however, appreciate the opportunity to deal with your concerns before you approach any supervisory authority so please contact us directly in the first instance.